Terms of Use

Last updated: 3 October 2026.

YourToolsBuddy is operated by Uvar solutions Pvt Ltd. These tools provide arithmetic results and estimates under the assumptions stated on each calculator. Verify inputs and use the relevant lender, institution or healthcare professional when an official assessment is needed.

Investment returns, interest rates and inflation may change. Projections exclude items listed on the calculator, such as fees and taxes. Health estimates are general information and are not a diagnosis.

GPA conversion is proportional and does not establish an institution’s official equivalence. Sleep and fertility dates are approximations; calendar fertility estimates must not be used as contraception.

Keep a copy of original files before converting or rearranging them. PDF page operations do not preserve digital signatures, bookmarks or interactive form behavior. Image exports omit source metadata. You must have permission to process the files you select.

For questions or error reports, contact [email protected].